Bernard has more than 17 years professional experience in Banking and Wealth Management Industry of which 7 years was in the frontline serving High-Networth Individual across the region and more than 10 years senior management experience designing wealth propositions and equities product management.

During his stint in Standard Chartered Bank, Bernard was Head of Wealth Proposition incharge of designing various propositions ranging from retirement planning, children education, legacy planning to accredited investors proposition for High Networth Individuals. In addition, Bernard was also Head of Online Equities Trading platform, incharge of product management, business strategy and management of the online equities business. In UOB, Bernard was Head of Digital Wealth Proposition, Product Owner of UOB Roboadvisers, Simple Invest and Simple Insure, and also the Business Lead representing UOB in the MAS-driven Open Banking initiative.

He is currently also Contributor of CitaDAO, a DeFi Property Tokenisaing platform. Bernard was previously an Executive Committee Member in the Singapore Fintech Association representing the Fintech community in Singapore. He has more than 5 years experience in Fintech providing consultation and product development, he has also been conducting outreach and training on emerging technologies for the past 3 years.

Qualifications

Master of Business Administration, MBA
University of Strathclyde, Glasgow, Scotland

Bachelor of Engineering, Civil and Environmental
Nanyang Technological University, NTU, Singapore

Professional Experience

Current

Contributor

CitaDAO

Managing Director & Founder
Emmet Insight

Managing Partner
momenta Group

Previous

Executive Committee Member
Singapore Fintech Association

Head of Digital Wealth Proposition
UOB Singapore

Head of Wealth Proposition & Online Equities
Standard Chartered Bank

VP, Customer Proposition
HSBC

Industry Expertise

• Wealth Management
• Banking (Retail, Corporate and Private)
• Asset Management
• Insurance (life, non-life)
• Blockchain (NFT, STO, Crypto)
• Fin Tech, Legal Tech, Wealth Tech
• Digital Assets. Digital Securities and NFTs
• Cybersecurity, A.I and Machine Learning, Data Analytics
• Decentralised Finance